CII R05 · Financial protection

Practice questions built for the R05 exam — learning outcome by learning outcome

R05-style multiple choice questions across all 10 syllabus learning outcomes. Scenario-based questions on life assurance, income protection, critical illness, and long-term care — with instant feedback and progress tracking so you revise the way the exam actually tests you.

10 free questions · No account required.

Built for R05 candidates

Whether you are starting the CII Diploma, returning to study, or consolidating financial protection, this resource helps you practise the way R05 is assessed.

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Free LO 1 sample test — 10 questions with explanations, no account required.

Exam-format questions

Standard multiple choice with four options (a–d) — the same core format as the R05 paper.

Syllabus aligned

All 10 learning outcomes from the CII R05 specification — market trends, State benefits, life assurance, income protection, critical illness, LTC, and needs analysis.

Learn from every answer

See whether you were right or wrong immediately, with a short explanation after each question.

Full syllabus coverage

Every R05 learning outcome is available as its own practice test. Work through topics as you study, or sit the full 50-question exam when you are ready. Browse all learning outcomes to see which are free or locked.

Full R05 practice exam

50 questions across all learning outcomes — the same length as the real exam

  • All 10 learning outcomes
  • Weighted to the syllabus
  • Exam conditions
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LO 1 — Market factors & trends

Syllabus outcomes 1.1–1.3 · 3 exam questions

  • Role of insurance in financial risk
  • Consumer attitudes to protection
  • Market trends & the protection gap

LO 2 — Protection needs & sources

Syllabus outcomes 2.1–2.3 · 3 exam questions

  • Personal & business protection needs
  • Insurance vs assets & liabilities
  • State, employer & product sources

LO 3 — State benefits

Syllabus outcome 3.1 · 3 exam questions

  • Role & limits of State benefits
  • Local authority & NHS support

LO 4 — Life assurance

Syllabus outcomes 4.1–4.2 · 8 exam questions

  • Term, whole of life & pension-based cover
  • Underwriting, trusts & claims

LO 5 — Life assurance taxation

Syllabus outcome 5.1 · 6 exam questions

  • Qualifying vs non-qualifying policies
  • Income tax, CGT & IHT issues

LO 6 — Income protection

Syllabus outcomes 6.1–6.2 · 6 exam questions

  • IP definitions, features & tax
  • Underwriting & claims

LO 7 — Critical illness

Syllabus outcomes 7.1–7.2 · 6 exam questions

  • CI definitions, conditions & exclusions
  • Underwriting & claims

LO 8 — Long-term care

Syllabus outcomes 8.1–8.3 · 3 exam questions

  • LTC regulation & product types
  • Planning process & PoA

LO 9 — Other protection policies

Syllabus outcome 9.1 · 6 exam questions

  • Accident, sickness & PMI
  • Payment protection & related cover

LO 10 — Needs & suitability

Syllabus outcomes 10.1–10.5 · 6 exam questions

  • Prioritising & quantifying needs
  • Product suitability & reviews

What other R05 candidates say

Early feedback from people using the site to prepare for their exam.

“R05 covers a lot of ground — life cover, income protection, critical illness, and LTC. Being able to drill each learning outcome separately made a real difference.”
Sarah W. R05 candidate, paraplanner
“The scenario questions feel closer to the real paper than generic protection quizzes — applied client needs, not just definitions.”
Noah E. R05 candidate, trainee financial adviser
“IP definitions and critical illness exclusions used to blur together for me. The explanations after each question sorted that out.”
Chloe M. R05 candidate, career changer into financial advice

Try free samples

10 free R05-style questions with explanations — no account required. The monthly plan unlocks every learning outcome and the full 50-question exam.

Try free samples

10 free questions · No account required.